ABOUT
Beyond by RS2 - more than just payments
Beyond by RS2 is a German e-money institution regulated by the German Federal Financial Supervisory Authority (BaFin), delivering integrated, innovative, and scalable end-to-end acquiring and issuing solutions for SMEs, large enterprises, fintechs, and payment service providers.
A fully unified payments infrastructure, enabling partners to combine card issuing and merchant acquiring on a single platform
As part of the global RS2 Group, Beyond by RS2 empowers businesses of all sizes with modern, flexible payment solutions. Its cloud-native platform combines issuing and acquiring capabilities with real-time insights and advanced orchestration to create seamless, secure, and scalable payment experiences.
One single platform
Accept payments globally, issue cards, manage billing, reconcile funds and gain real-time insights –via one single platform.
Faster time- to-market
API-first cloud-native payment infrastructure with real-time, digital onboarding, instant issuing, and multi-channel acquiring.
Built-in optimizations
Stay protected while you grow with built-in compliance, risk, fraud, and account security and lower costs.
Enterprise-level reliability
Global payments infrastructure delivering high resilience, real-time monitoring, 24/7 operations, and scalable performance.
Why Beyond by RS2
Compliance-as–a-Service
E-Money licensed and authorized by German BaFin, with full scheme compliance, handles licensing, oversight, and reporting so businesses can scale without regulatory friction.
Card Issuing Capabilities end-to-end
Complete issuing stack including tokenization, virtual & physical cards, wallet enablement, and full scheme connectivity — all via a single API.
Certified acquirer and card issuer
A trusted, fully certified provider and principal member of the international payment networks.
BIN Sponsorship
Launch your own payments business. We'll handle the license, infrastructure and compliance.
Acquiring Capabilities end-to-end
End-to-end merchant acquiring with smart routing, clearing & settlement, fraud/risk controls, and scheme processing powered by our platform BankWORKS®
Industry leading support
Our consultancy expert team supports you from design, launch to scale your payment program.
What clients say about us
"Integrating Beyond by RS2 was a game-changer for us.
By combining agency creativity, fintech expertise, and a forward-thinking sports organisation, we were able to create something truly integrated and scalable: our own payment solution and a secure, adaptable digital ecosystem that enhances the fan experience and opens up new opportunities.
The result is more than just a fan product; it is a flexible platform that connects people and creates lasting value.”
Oliver Winkler
CEO, Mediengruppe Nürnberg
We're proud to be the first club to bring a new digital fan ecosystem.
This partnership with Beyond by RS2 and Mediengruppe gave us a tailored solution that brings multiple benefits together in one place – from payments and rewards to direct communication with our fans. It’s a forward-looking project, and we’re proud to be the first club to bring it to life.”
Wolfgang Gastner
Managing Director of the Nürnberg Ice Tigers
"Great partnership for digital expense management in the social sector and municipal governement.
“Together with Beyond by RS2, we enable social service providers and municipalities to manage their funds in a modern, transparent, and fully digital way. The integration of Mastercard® cards into our HakiPay® platform makes expense processes not only more efficient, but also more secure and transparent.”
Andreas Buchner
CEO, Maffei & Co
German payment experts since 1988
Beyond by RS2 is part of the RS2 Group, a Tier- 1 global provider of payment processing infrastructure and technology solutions.
Backed by RS2’s 38 years of proven expertise and innovation, BEyond by RS2 provides innovative, scalable issuing and acquiring services for SMEs, enterprises, fintechs, neobanks, and payment service providers through a single, unified platform.